Yeah yeah yeah!!! We are so happy now! Was just venting my frustrations last afternoon & a call on my mobile before I got off work brought us real good news, gave our mood a complete twist… hee! It’s the 4 words that we’ve wanted to hear so much: "your loan is approved."
Wow! Till now we still can’t believe it & keep staring at the floorplan with excitement!
To be safe, we’ve sent our application to 3 banks – 1st (Maybank) had already made it clear to us that they wouldn’t come back to us in less than 2 weeks as they offer very low interest rate and thus receive overwhelming application. 2nd (DBS) and 3rd (financial institution) ones offer very competitive rates & incentives as well.
Actually before receiving this great news, also had the amended report from CB. This Malay lady from CB is really an angel... she’s been so kind & helped me to follow up closely with AMEX and once received an email from them, she immediately called me & faxed the report to me after updating it. Now DBS is processing our application already, all thanks to Sylvia who pushed ours on the top of the applicant list.
Conclusion: yesterday’s such a fruitful day! All our pending replies were out in a day… to be exact, in less than 3 hours... including receiving our agent’s confirmation that the property developer, Centrepoint, has accepted our offer & the Option To Purchase is out already!
This would mean we are going to make the following our home in 4 months’ time!
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